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Millions of people put themselves at risk by being uninsured. Whether you currently do not qualify for traditional comprehensive insurance, are in between jobs or just don’t have health insurance, short term insurance can be a great option to consider. In this article, we’ll explain the benefits of short term health insurance to help you decide if it’s a good option for your needs.
1. Affordability - Low Costs
One of the main reasons people prefer short term health insurance is its affordability. Short term health insurance plans come at a fraction of the price compared to their longer-term counterparts.
2. Easy Enrollment - No Deadlines
Unlike comprehensive types of health insurance such as the Affordable Care Act (Obamacare), you don’t need to always stay alert and keep an eye on Open Enrollment Period’s deadlines. You can apply for short-term health insurance any time of the year and have your coverage start immediately without having to wait. No deadlines involved.
3. Immediate Coverage
The unexpected happens; this is one of the riskiest aspects of being uninsured. With short term health insurance, your coverage starts as soon as you apply and get approved. When life happens, you should be ready!
4. Freedom of Choice with an Expansive Doctor Network
Some types of health insurance impose restrictions on which doctors you can go to, which makes you obligated to go to professionals you sometimes wouldn’t be comfortable with. One of the most appealing benefits of short term health insurance is the expansive network of doctors that accept short term health insurance.
You can customize your short-term health insurance plan according to your own needs, which gives you control over the protection you get, and the price you pay in return.
Short-term health insurance plans cover medical essentials such as hospital care, doctor visits, x-rays, treatments in case of an illness or accident, and more. These plans are similar to other types of insurance that usually cost hundreds of dollars more than short term insurance.
Lastly, it’s important to note that despite the various short term health insurance benefits you get for price, it is not meant to replace traditional health insurance. However, it could be the ideal choice for those in a transitional period of being uninsured and don’t want to risk being unprotected. Our website eTermHealth.com can help you find the perfect policy for your needs in no time with as little effort as possible.