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Remington Federal Credit Union
As a rule of thumb, it pays to refinance if you can get an interest rate at least two percentage points lower than what you are currently paying.
| Address | 524 Albany St Little Falls, NY 13365-1439 |
| Phone | (315) 823-2100 |
| Website | www.remingtonfcu.com |
Why Pay More for Your Car Loan?
At Remington Federal Credit Union, you'll save with our super low rates on new and used autos. Refinance or purchase, we can save you money with rates as low as 2.99%. You'll also enjoy a variety of value-based benefits so you can hit the road fast and save money too.
Apply online, by phone or stop in and see a customer service representative today.
To lower the interest rate on your mortgage, reducing your monthly payments and overall cost;
To reduce the term or length of your loan, doing so can save you thousands of dollars in interest;
To provide a means of consolidating your debt.
All of these are excellent reasons to pursue refinancing, but several issues should be considered first.
Refinancing is similar to the process you encountered when you closed on your first mortgage. It requires an application, credit check, new survey and title search, as well as an appraisal and inspection fees. As you know, this process can be quite lengthy and expensive.
As a rule of thumb, it pays to refinance if you can get an interest rate at least two percentage points lower than what you are currently paying. However, every situation is different. Some lenders* are offering reduced fees or no points. Asking yourself a few questions may help you determine if you can save money:
Next, figure out what you still owe on the house, how much you're paying each month, and how much you initially paid for the house. Itemize all the expenses of the refinance and estimate your new monthly payments. With this, you can figure out where you break even and when you begin saving money.
Join us on Facebook
If you become our fan on facebook you are eligible to win great prizes with 2 winners per month. We have many different prizes to choose from, such as; gifts, .25% higher CD rates, .25% lower loan rates (excluding mortgages). Join today to be entered in for the next drawing.
Liberty Insurance Company
For all of your home and auto needs, Liberty Insurance Company will give you an additional discount for being a member of Remington Federal Credit Union.
At Remington Federal Credit Union, you'll save with our super low rates on new and used autos. Refinance or purchase, we can save you money with rates as low as 2.99%. You'll also enjoy a variety of value-based benefits so you can hit the road fast and save money too.
Apply online, by phone or stop in and see a customer service representative today.
To lower the interest rate on your mortgage, reducing your monthly payments and overall cost;
To reduce the term or length of your loan, doing so can save you thousands of dollars in interest;
To provide a means of consolidating your debt.
All of these are excellent reasons to pursue refinancing, but several issues should be considered first.
Refinancing is similar to the process you encountered when you closed on your first mortgage. It requires an application, credit check, new survey and title search, as well as an appraisal and inspection fees. As you know, this process can be quite lengthy and expensive.
As a rule of thumb, it pays to refinance if you can get an interest rate at least two percentage points lower than what you are currently paying. However, every situation is different. Some lenders* are offering reduced fees or no points. Asking yourself a few questions may help you determine if you can save money:
Next, figure out what you still owe on the house, how much you're paying each month, and how much you initially paid for the house. Itemize all the expenses of the refinance and estimate your new monthly payments. With this, you can figure out where you break even and when you begin saving money.
Join us on Facebook
If you become our fan on facebook you are eligible to win great prizes with 2 winners per month. We have many different prizes to choose from, such as; gifts, .25% higher CD rates, .25% lower loan rates (excluding mortgages). Join today to be entered in for the next drawing.
Liberty Insurance Company
For all of your home and auto needs, Liberty Insurance Company will give you an additional discount for being a member of Remington Federal Credit Union.
Branches and additional offices:
(315) 894-9924
39 Central Plaza Ilion, NY 13357
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