Aaron Appraisal Real Estate Appraisers

Information may not be reliable

FAST. Appraisals completed in 24-48 hours after inspection. (Sometimes the same day !)

ACCURATE. What good is speed if your underwriter must hold up closing waiting for
clarifications or additional information from the appraiser ? (mortgage appraisals)

PROFESSIONAL. We are constantly taking additional appraisal courses to keep abreast of
the most recent changes in appraisal practice and law. We are keenly aware of the issues
involved with an Appraisal for a Mortgage, Estate, Divorce, Bail Bond, and Bankruptcy.

AREA OF COVERAGE: Counties of Monroe, Wayne, Ontario, Livingston, Genesee, Orleans,
Wyoming, Seneca, and Yates.

MENU OF REAL ESTATE APPRAISAL SERVICES:
Virtually all types of residential real estate appraisals. When engaging a Real Estate Appraiser try to be specific as to what you want appraised. For a mortgage a Property Appraiser will want to follow all guidelines relating to bank appraisals. If it is an FHA Home Appraiser you need there are guidelines specific to FHA. If your House Appraiser is providing you with an Estate Appraisal they will be doing a retrospective appraisal. Questions ? 585-244-5660.

Appraisals Are Our Only Business
When you need a Real Estate Appraiser time is often critical. AARON APPRAISAL is focused only on
the appraisal business. We know our business, including all lending regulations and USPAP
compliance. We put that knowledge to work to meet our clients’ needs; speed and accuracy in
the delivery of our reports.

Our operations are fully computerized, utilizing Nova as our appraisal software.
Appraisals are provided in digital format and can be sent via e-mail or EDI.

Whether you are a Lender, Attorney, Homeowner, or anyone looking for quality reports
delivered in a timely manner, call AARON APPRAISAL now for all your appraisal needs, and
start getting the service you expect.

Real Estate Appraisal, Property Appraisal, Home Appraisal, or House Appraisal no matter what
title you use we are experts in determining Real Estate values.

Contact Us about Estate Appraisals or call 585-244-5660
As an Executor you have been entrusted to carry out the wishes of the deceased as swiftly and exactly as possible. Attorneys and Accountants rely on our values when calculating real property values for estates, divorces, or other disputes requiring a value being placed on real property. We understand their needs and are used to dealing with all parties involved. We provide appraisal reports that meet the requirements of the courts and various agencies. Settling an estate usually requires an appraisal to establish Fair Market Value for the residential property involved. Often, the date of death differs from the date the appraisal is requested. We are familiar with the procedures and requirements necessary to perform a retroactive appraisal with an effective date and Fair Market Value estimate matching the date of death. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion. Having a professional appraisal gives the executor solid facts and figures to work with in meeting IRS and state agency requirements. It assures peace of mind to everyone concerned because we are there to stand behind the appraisal if it is challenged.

Contact Us about Divorce Appraisals or call 585-244-5660
Finalizing a divorce involves many decisions, including "Who gets the house"? There are generally two options regarding the house - it can be sold and the proceeds divided, or one party can "buy out" the other. In either case, one or both parties should order an appraisal of the residence. Divorce appraisals require a well supported, professional appraisal that is defensible in court. When you order an appraisal from us, you are assured that you will get the best in professional service, courtesy, and the highest quality appraisal. We also know how to handle the sensitive needs of a divorce situation.

To Contest High Property Taxes
Contact Us about Contesting High Property Taxes or call 585-244-5660
If property owners feel that their property is assessed too high, then they may order an appraisal from a qualified appraiser to contest the assessment. In certain parts of the country this practice is common, but many property owners are not aware that this avenue for reducing their tax burden is available. The return on investment is easy to perceive when the cost of an appraisal is compared to several years of lower taxes. The appraiser, however, must be careful not to base the appraisal fee on the dollar amount of the appraised value, which could be a violation of the USPAP.

To Establish Just Compensation for Condemnation
Contact Us about Establishing Just Compensation for Condemnation or call 585-244-5660
The appraiser may represent either the landowner or the condemning authority. Usually, the government entity that needs the land for public use orders an appraisal and offers to purchase the land for the value indicated by the appraisal. If the landowner feels that the amount offered by the condemning authority is not enough, then the landowner may also order an appraisal. If the parties cannot agree on a price, then the matter will be settled in court with each appraiser testifying on behalf of their respective value estimates. The appraisers are not advocates for their client; they are expert witnesses trying to support their value estimates. Often landowners do not consider ordering another appraisal from an appraiser of their choice. Usually, they try to settle with the authority by negotiation rather than incur the expense of an appraisal. It is obvious that the landowner's negotiating position would be enhanced if a supporting professional appraisal report were available

Contact Us about PMI Removal or call 585-244-5660
Private Mortgage Insurance or PMI is the supplemental insurance that many lenders ask home buyers to purchase when the amount being loaned is more than 80% of the value of the home. Very often, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. This is unfortunate because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal paydown - dips below this 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. AARON APPRAISAL offers a specific service for home owners that believe they have met the 80% loan-to-value metric. For a nominal fee (often recovered in just a few months of not paying the PMI) the appraiser can provide you with a real estate appraisal showing the new home value.

To Establish the Replacement Cost for Insurance
Contact Us about Replacement Cost For Insurance or call 585-244-5660
Appraisals obtained for establishing the loss risk in case of fire are often limited to providing an estimate of the replacement or reproduction cost of the improvements. The insurable value may not be representative of market value and usually does not include the value of the land. Insurance agents may order appraisals when their standard cost service manuals are not adaptable to an atypical home or structure. Property owners may order appraisals to contest the annual appreciation increases mandated by some insurance companies, especially when the increase in the insurance coverage results in an unrealistic premium.

Contact Us about Commercial Appraisals or call 585-244-5660
We provide Commercial (General) Appraisals for any commercial, industrial, office, retail property.

Areas We Service
Genesee, Livingston, Monroe, Ontario, Orleans, Seneca, Wayne, Wyoming, and Yates Counties in New York

Rochester, Brighton, Brockport, Chili, Churchville, Clarkson, East Rochester, Fairport, Gates, Greece,
Hamlin, Henrietta, Hilton, Honeoye Falls, Irondeguoit, Mendon, Ogden, Parma, Penfield, Perinton, Pittsford,
Riga, Rush, Scottsville, Spencerport, Sweden, Webster, Wheatland.

Alabama, Alexander, Alexander Village, Batavia, Batavia City, Bergen, Bergen Village, Bethany,
Byron, Corfu Village, Darien, Elba, Elba Village, LeRoy, LeRoy Village, Oakfield, Oakfield Village,
Pavilion, Pembroke, Stafford.

Avon, Avon Village, Caledonia, Caledonia Village, Conesus, Dansville, Geneseo, Grove land,
Leicester, Lima, Livonia, Mt. Morris, Nunda, Ossian, Portage, Sparta, Springwater, York.

Bloomfield, Bristol, Canadice, Canandaigua, Clifton Springs, Farmington, Geneva, Gorham,
Holcomb, Hopewell, Manchester, Naples, Phelps, Richmond/Honeoye, Rushville, Seneca, Shortsville, Victor.

Albion, Barre, Carlton/Waterport, Clarendon, Gaines, Holley Village, Kendall/Morton, Lyndonville,
Medina, Murray, Ridgeway, Shelby, Yates.

Arcadia, Butler, Clyde, Galen, Huron, Lyons, Macedon, Marion, Newark, Ontario, Palmyra, Red Creek,
Rose, Savannah, Sodus, Walworth, Williamson, Wolcott.

Arcade, Attica, Bennington, Castile, Covington, Eagle, Gainesville, Genesee Falls, Java, Middlebury,
Orangeville, Perry, Pike, Sheldon, Silver Springs, Warsaw, Wethersfield, Wyoming Village.

Barrington, Jerusalem, Potter, Benton, Middlesex, Starkey, Italy, Milo, Torrey

Covert, Romulus, Lodi, Ovid, Varick, Fayette, Seneca Falls, Waterloo, Junius, Tyre