A reverse mortgage can be a very effective tool for giving YOU additional cash to live on using the equity in YOUR home. However, it is not a decision to be taken lightly. Each Reverse is like a snowflake or fingerprint . . . Unique! It's important to work with an experienced originator who can help you assess your situation to determine if a reverse mortgage is right for you. Mike Johnson is a 66 year old living on Long Island all his life. He and his wife have 5 children, 11 grandchildren and a REVERSE Mortgage.